Its a money making exercise, and because by law we need it, they can charge what ever they see fit and know we'll pay it because its against the law not too have it. think premium's went up something like an average of 48% this year. there's a young fella works with us just passed his test, Bought a 1.3cdti corsa, considered too be in the lowest insurance bracket. was getting qoutes of up to £5000, cheapest he ended up with was 2500 along with his dad who has a clean license. Daylight robbery, seen robber's take less when they break and enter. So you pay you £2000 with a clean license if you have a crash you think well atleast im insured, they pay out then slap £1000 on the next year.
Law was passed that if a car is MOT'd and Taxed it HAS to be insured, even if not being driven, apparently this was too stop uninsured driver's, would you blame anyone? were in a resession, and from a building perspective it has got worse were practically getting arse raped by people who run the uk, and people who go by the law are never thanked. Fed up with the oppressive nature that everything is being forced on people too pay more for living. When's are wages gona go up too pay for all this!!