whe you say all mods decalred

[string gt]

does that mean whats on ur car at minute?

mines fairly standard but want to insure new mani n hybrid etc.

will i have to ring insurance up and say or can i say i want all mods declared for 180bhp?

cheers craig

 

[lanxter]

depends on company mine ask exactly what has been done and do it by item

 

[dac69er]

adrian flux ask for each item and the bhp it gives you. fucking stupid way of doing it as certain mods dont increase the power as such but are related to increased power?

 

[lleey2k4]

Well my insurance i just wrote it all down emailed them and put a price next to each of them.

I also put coilovers on there for some reason aswell as my springs as i was planning to buy some, didn't make any difference tbh.

 

[richglanzav]

all depends who ur with mate but i wudda thought u gta detail every mod to them one by one...im with sky insurance, and i spent a fair while explaining every mod from the turbo right down to the fact that its got tinted windows...but sum companies will be a nightmare to explain mods to, e.g quinn direct they are terrible

 

[lleey2k4]

Quinn-direct were rediculous for me explaining mods to an irish woman (no offence to irish) but she couldnt understand a word i said. So she sent me and engineers report thing which had nothing to do with the mods i was trying to declare lmao.

 

[richglanzav]

lmao was great laugh when i tried 2 declare mine with them lol...bloke i talked to didnt know what an FMIC was took me bout 10mins to explain it to him lol, then when i said i want to upgrade the turbo, they said, 'what? add a turbo?'...i said no i dnt want a twin turbo starlet lol...i just wna upgrade the turbo thats already on there

at this point the bloke said 'oooh its already got a turbo then?'

sumthin bout the word starlet glanza turbo that gives it away a little, and at this point he said he cudnt insure me cus my brakes werent upgraded to cope with the power of a bigger turbo...even tho i already declared with them that i got upgraded brakes already??!!

oh and i saved the best till last...it was down as a 2001 corolla on his system

 

[gtadvmike]

and the worst bit is even declaring all these mods most insurance companies (declared or undeclared) will only ever replace standard parts

 

[aaronw]

im through sky insurance,and the more mods u have the more i suggest them,but if u only have 10 or under id suggest looking about first.

10% discount for bein a forum member too.