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Are you a QuickBooks user and in need of pending credit information? What is a delayed credit in Quickbooks can be described using a definition. A delayed credit is one that is applied to a later accounting period. Either a revenue or an incurred expense applies. The delayed credit field in QuickBooks shows whether a credit is a current liability or an inventory asset. If the asset is an inventory asset, the credit account will be a Cost of Goods Sold account and the creditor account will be Inventory. The creditor account will be financial rather than inventory if the debt is current.