spuddy
Ulster Area Rep.
It would be hard to force the other person to pay out I think. If they where understanding I guess u could tell the insurance that it happened on the road, but I wouldnt think this would be very legal and prob could get u in shit if it was caught.
Don't think u need to tell the insurer cause if its crashed while racing the claim would be void so doesn't matter.
I'm only guessing on these points lad, maybe someone else can shed some light.
Jaak
Member +
I dont think sky could help as Im not residing in UK, but I'll give a go.
cheers.
Its my understanding that you dont need insurance on the track, but some people say different
Streetech
Member +
You can buy insurance for track days and competitions, this will cover you in the event of an accident and fire damage, however the excess will be alot higher than normal road insurance.
http://www.moris.co.uk/index.htm
I used these before, plus the site has some good info
http://www.moris.co.uk/index.htm
I used these before, plus the site has some good info
ian.mcintoshi
Member +
u dont need insurance for a track day however if u crashed u would need to pay out of ur own pocket... ur insurance will not cover u on the track. many insurers ofer one day insurance especially for track or race days, but these tend to be a bit expensive considering its only for one day. Many people dont bother with insurance... statistically ur more likely to be involved in a crash on the open road than on a race track- true fact hope this helped
hope this helped 
GTWorld
Member +
i just done that out of curiosity £45 for the day not too bad lol
lleey2k4
Member +
I use them when ever im on track last time it cost me £67 for the day, but yer what if someone else hit you and you have to claim if they have no insurance?
I'd be 1 seriously pissed off lad tbh
Not really, when you agree to go out on track you agree that if an accident happens its tough luck. Admittedly if someone hit me because they were driving like an arse i would be a bit annoyed, but if you are aware on the track you can move over and let ppl like that past before an accident may happen.
I dont bother with track insurance, if someone hits me then i'll go and reshell the thing.
But seriously, if you are worried about getting shunted or crashing, then dont go on track.
I dont bother with track insurance, if someone hits me then i'll go and reshell the thing.
But seriously, if you are worried about getting shunted or crashing, then dont go on track.
Streetech
Member +
I just want to point out that people need to read the declarations and liability waivers they sign before going on track, but also realise that people have successfully sued for damage and personal injury as a result of being hit on a track day.
Jaak
Member +
That's not my worry, its voiding my insurance that's the worry.
Thanks for all the input guys! You have showed me the light to take me one step closer to getting on the track:rockon:
Would it be even worth it to take my 1.3 N/A on the track?
bucketep91
Member +
imo its not about how fast your car is on the track its about having a laugh and a good day, obviousley a faster car makes it more fun but theres nothing wrong with having a bit of fun