How does insuring 2 cars work?
- Thread starter chinaone
- Start date
I have 3 seperate policies for my 3 cars, usually it works out cheaper than the multicar policies. Of course, you can only use your no claims on one policy. Best thing you can do is get a quote for the silvia and the gt separately and then call the likes of Sky insurance, admiral, etc and see if they can give you a better price as a multicar policy.
Craig
Lifer
I have to agree... To me, no claims are supposed to be an indication of how safe a drive you are (or lucky). Just because you have a 2nd car, does not make you any less safe.
dac69er
Super Moderator
exactly. fact of the matter is. you will be using the car less often if you have 2 or more cars of your own so surely it should be quite a bit less????
it is stupid
I was thinking the same will i need a separte policy for the GT or can i just legally put the car in someone elses name, tax it and still drive it as i have fully comprehensive insurance on my VXR and the GT will only be driven at the weekend
Technically that would be insurance fronting since you would be the main driver of the car.
weeJohn
Lifer
Its to stop fraud.
If you have an accident in one car you could still drive with the other policy and claim full no claims.
You could get traders insurance but the cover has exclusions.
I am about to buy a S13, and keeping my GT. What would work out better? having an insure on each or together? another thing i want to have my sisters name on the GT as well. Anyone can give me some advise
You could get your sister to insure the GT Turbo, then you insure the S13 as open insurance and you can drive any car, as long as it is insured. Just a suggestion.
dac69er
Super Moderator
dipends if his sister uses the car through the week
then she would be the main driver so would be fine then
popsy09
Munster Area Rep.
basically if you get stopped open the door and run !!!!!!!!!!
