Insuring a cat c write off?

[lingl9z]

Can someone explain to me what happens when you ring up to insure a car thats been a cat c write off, as im looking at a few cars that are cat c's and have been repaired to a good standard.

does it affect the price? do you have to tell the insurance company etc etc.

thanks rich.

 

[Idrees]

It doesn't make a difference.

 

[Paul147]

I near sure they have to go through a Vic test if they havent been put back on to the road

 

[Idrees]

Yeah that's right, you'll need to go through a VIC to get the logbook. Also a fresh MOT even if it still has a valid one before the accident. But this doesn't affect insurance premiums.

 

[lingl9z]

cars I'm looking at have been vic tested and re mot'd etc so I take it I have nothing to worry about in terms of insurance?

Cheers rep added.

 

[Paul147]

nah if all the tests have been carried out and the cars are re motd then you should have no worries insuring them

 

[lingl9z]

Cheers guys, so theres no real worry buying a cat c etc if its been repaired to a good standard.

 

[skyinsurance]

The only thing that is different is that in the event of a claim, insurers may offer you less for a Cat C car than a non writtem off car.

 

[lingl9z]

Cheers mate, isit alot less or does it very from car to car and the actual damage caused etc?

rep.

 

[skyinsurance]

Cheers mate, isit alot less or does it very from car to car and the actual damage caused etc?

rep.

Hard to say really, each case will be assessed on it's own merit.

Just repied to your PM.

Cheers

Ollie
Sky Insurance

 

[lingl9z]

thanks buddy, appreciate it!

 

[stedee]

a cat c can be hardly any damage these days,depends on value of car

 

[skyinsurance]

a cat c can be hardly any damage these days,depends on value of car

That is true, I bought a Cat 'd Uno Turbo once, the damage was a broken front light and cracked bumper..

Ollie
Sky Insurance