skyinsurance
Member +
Not tips as such but the bits listed below are the biggest variables which effect the price you pay on insurance:
Limited mileage
Access to other cars (parents, girlfriends etc)
NCB
Postcode
Age
Experience on a similar vehicle
Ownership (claim free) of the current car you are insuring
Where car is kept over night (eg garage better than on street)
Security fitment
Car club membership
SP30/50s etc dont make much difference, if any at all.. if you look at it from an insurer's perspective you could view someone with 9 point on their licence as less of an insurance risk becuase they are more likely to drive carefully to avoid losing their licence.
The convictions we dont like a dangerous driving/drink driving etc.. but even these are not the end of the world.. a conviction for racing on the public highway isn't great!
A lot of these are obvious but I do get asked this sort of stuff all the time.. so here it is in black and white
Ollie
Sky Insurance
Limited mileage
Access to other cars (parents, girlfriends etc)
NCB
Postcode
Age
Experience on a similar vehicle
Ownership (claim free) of the current car you are insuring
Where car is kept over night (eg garage better than on street)
Security fitment
Car club membership
SP30/50s etc dont make much difference, if any at all.. if you look at it from an insurer's perspective you could view someone with 9 point on their licence as less of an insurance risk becuase they are more likely to drive carefully to avoid losing their licence.
The convictions we dont like a dangerous driving/drink driving etc.. but even these are not the end of the world.. a conviction for racing on the public highway isn't great!
A lot of these are obvious but I do get asked this sort of stuff all the time.. so here it is in black and white
Ollie
Sky Insurance
