Glanza V Insurance gone MAD?

dac69er

dac69er

Super Moderator
you have to remember that with alot of the mainstream insurance companies, they limit the amount of mods per policy to around 5-10 max. any more than that and they refuse to insure you so you have to go with a specialist insurer, or lie about your mods.

thats the problem i have with my hybrid GT anyway :(
 
Kirsty

Kirsty

Member +
ok here are some quotes i have just got, all are fully comp. im 22 with 5 years ncb. i have also had one claim (non fault) and the additional driver has also had oneclaim (non fault) dont worry they get better as they go on!

Admiral
Main driver - no mods - £150 excess = £1000
Main driver +1 - no mods - £150 excess = £900
Main driver +1 - 3 mods declared - £150 excess = £1035

Tiger Insurance (broker)
Main Driver +1 - no mods - £200 excess = £785

Bell
Main driver - no mods - £150 excess = £950
Main driver + 1 - 3 mods declared - £150 excess = 954
Main driver +1 - no mods - £150 excess = £770

Aviva
Main driver - no mods - £150 excess and extra £200 excess as im under 25 = £1270
Main driver + 1 - no mods - £150 excess and extra £200 excess as im under 25 = £557.99
Main driver + 1 - no mods - £350 excess and extra £200 excess as im under 25 = £460.99
havent been able to get a quote with mods yet due to website failure! but will try again tomorrow

the higher the excess cheaper it is, as you probably know. hope this helps some people out! :)
 
G

Gtjond

Member +
Reeco said:
Im paying over £3000 a year on my GT...joys of being 18 without any no claims! though i will be pretty pissed if im still paying close to a grand when im 28.
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That's rediculus, I'm 18, 0 years ncb, and live in Essex and only pay £1700 on a gt. Insurance is absolute bollox. On of my mates is 19, had 3 crashes (2 his fault) and 3 points and only pays £1900 on a 200sx s13
 
Tim@TBDevelopments

Tim@TBDevelopments

Lifer
i'm 28 and i'm paying £30 per year more for a 1999 glanza listed as standard with full cat 1 alarm parked in a good area.

over my 400bhp 1996 mr2 turbo, highly modified

go figure

Tim :(
 
J

Jamie1st

Fresh Recruit
Gtjond said:
That's rediculus, I'm 18, 0 years ncb, and live in Essex and only pay £1700 on a gt. Insurance is absolute bollox. On of my mates is 19, had 3 crashes (2 his fault) and 3 points and only pays £1900 on a 200sx s13
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Who are you insured with?
Cheers, Jamie
 
R

Ryan5793

Member +
Insurance is a total nightmare! Im 17 and mines 3k on a UK SR, Glanza replica.. was cheaper for me to go fully comp too? lol madness!
 
carmen

carmen

Member +
insurance is mental, im 17 not even been driving for a year, and just went as a named driver £32 a month on my glanza v :)
 
churcherj

churcherj

Member +
dac69er said:
thats why im asking the question. could just be the way its written
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but in all seriousness, the ammount of people insurance fronting and think its legal is huge, i dont really see the point apart from cheaper insurance, in most cases you dont build up any no claims (and if you do your no claims is only valid with the same company if your earning it as a named driver) so in the future the insurance will be just as high as he would have no NCB. amazes me how so many people cant afford the insurance on the glanza or gt and try and fiddle it. not saying this bloke is at all, but happens alot! either gets insured as a 1.3 N/A or insurance fronting, both is insurance fraud
 
Arnold

Arnold

Lifer
churcherj said:
so in the future the insurance will be just as high as he would have no NCB.
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Not really, if you're 20 with no claims, and 30 with no claims, it'll be cheaper to insure the 30 year old even if both have 0 experience.

I'm paying about £80 a month and i'm nearly 28, and approaching 7 years NCD with 1 claim. Bit shit really
 
Iain@CRD

Iain@CRD

Lifer
I read that insurance has went up by 40% and set to raise another 20% due to the amount of non-insured drivers and "no win no fee" agencies.
 
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