how much of your pay do u spend?

dac69er

Super Moderator
if i had a woman with a decent income i could move out, get a nice place with a garage etc and still have nice cars. to be honest its not silly expensive to get your own place. i would think about doing it now as the house price rises have slowed. wait until interest rates drop then go for it.
 

Dan3SGTE

Member +
how can people say they spend 100%....??

That means you do NOTHING else with your lives apart from tune your cars?? sorry to say and not to sound soo rude and not to offend anyone but that is sad man....

100% for god sake, thats all your wage on just a car :homer: ..... you got go out and live a little... unless the 100% is an exaggeration.....
 

dac69er

Super Moderator
ive always put some into savings since ive been in full time employment. i psend a large amount on my car. i dont think its sad as it keeps me going and i get enjoyment out of it.
 

goldenvtr

Member +
The reason i spend so much is I dont drink or like the whole Pub enviroment, i get more of a kick from messing with my car. Only recently have i started to go see bands play and NEC.
Its only every few months i decided to buy some new cloths but i get alot at once
 

Dan3SGTE

Member +
ive always put some into savings since ive been in full time employment. i psend a large amount on my car. i dont think its sad as it keeps me going and i get enjoyment out of it.


your getting me wrong... i also spend a hell of alot on my car... read the post properly....

I said if you spend """100%""" of your wage on a car literally ALL your money without going out or anything then yeah i think that is sad... sorry...
 

Dan3SGTE

Member +
The reason i spend so much is I dont drink or like the whole Pub enviroment, i get more of a kick from messing with my car. Only recently have i started to go see bands play and NEC.
Its only every few months i decided to buy some new cloths but i get alot at once

please dan dont take offense.... as you said you dont drink or anythink BUT you do have other interests like bands etc like youve said....

im only talking about the people that devote their "whole wage to just the car... each to their own though... just my opinion... nice to mix your life around a bit especially if your a youngster ie... 17-25....

I also LOVE spending alot on my car but i will always go out and do other things too.....
 

dac69er

Super Moderator
i dont go out to clubs, pubs or anything. hardly go to cinema or out for meals etc.

i know what you said. my reply wasnt worded too well, sorry!
 

goldenvtr

Member +
None taken dude, i just think its a hard question to ask because between each payday there is so many varients of things that happen and you have to do.I do go out with the GF to cinema and occasinal meal but thats harldy wrth noting as %

one month i could spend near nothing and other months like this one, ive spent a fair bit, in aid to try and finish my setup quicker.
 

gv1.3

Admin
as jealous as i am that you all get spend alot of money on modding your car/cars i think the best thing you can do is own a property. Yeh pay alot of bills etc a month but its also about settin yourself up for life.

i'll look forward to owning an r34 gtr prob when my mortgage is paid off and i have alot of spare money a month and somewhere to live for free (ish) :) :D

good point Kelly but I wouldn't say the best thing you can do is own a property. I like not having any responsibilites such as a motgage which enables me to take risks with jobs etc, this is setting me up for life rather than committing to a 500,000 mortgage which I then spend years trying to pay and cannot concentrate on furthering my career. a lot of people over here are in it up to their bollox because there has been a rush to get on the property ladder and now houses are being repossessed all over the place.
 

Dan3SGTE

Member +
None taken dude, i just think its a hard question to ask because between each payday there is so many varients of things that happen and you have to do.I do go out with the GF to cinema and occasinal meal but thats harldy wrth noting as %

one month i could spend near nothing and other months like this one, ive spent a fair bit, in aid to try and finish my setup quicker.

Exactly dan.... each month you do come across things your dont think of or even expect... unpaid bills, fines, fixing things, certain occasions, presents for family/girlfriend etc......

same here mate, one month i'll spend alot, the next may well be a chilled one and do other things.... it varies but a certainly would never spend all of my wage on just my car, even though i absolutely love spending on it, probably the most worth while thing to spend money on, BUT i still love doing other things.....

i see what your saying..... as said though the 100% claimed by members may well be an exaggeration, if not then i cannot justify working all month to spend every ounce on a car month after month......
 

Nick@TD.co.uk

Registered Trader <a href="http://www.TuningD
The reason i spend so much is I dont drink or like the whole Pub enviroment, i get more of a kick from messing with my car. Only recently have i started to go see bands play and NEC.
Its only every few months i decided to buy some new cloths but i get alot at once
Im the same as dan, im not a big drinker and as dan said i enjoy messing with cars than going out and getting drunk, alot of people dont understand but if its what you love then so be it, i dont judge anyone else for what they spend there money on so why should they judge me?

I work hard for my money and spend it on what i want.
 

dac69er

Super Moderator
if we were all the same and all liked the same things we would all be driving about in saxos with ill-fitting bodykits :)
 

BomB191

Member +
when i say 100% i mean after paying bills, gas, smokes, and a bit of crap gives me about $300NZ a week to play with so 100% of my cash AFTER bills and crap go into the car
 

Kelly

Member +
good point Kelly but I wouldn't say the best thing you can do is own a property. I like not having any responsibilites such as a motgage which enables me to take risks with jobs etc, this is setting me up for life rather than committing to a 500,000 mortgage which I then spend years trying to pay and cannot concentrate on furthering my career. a lot of people over here are in it up to their bollox because there has been a rush to get on the property ladder and now houses are being repossessed all over the place.

yeh but you have a career where progressing and moving and change is a big thing. i dont, everything is very stable and has to remain so especially for my son. So knowing about my job and income its better to be paying something off rather than wasting my money on rent knowing that its getting me somewhere in the end. In a few years i can sell having made 20k hopefully :D and then using that as a deposit on the next place and makin sure the mortgage is for a few yrs less.
i think property is the best investment, i bought my first house for 50k and sold 2.5yrs later for 80k. bought this one for 88k and its already worth 100k with just a touch of paint etc. beats spending money on a car, especially when i have the frame of mind knowing that mods do not add value , when ppl sometimes try get their money back on them when selling their car.
 

dac69er

Super Moderator
i wanna live where you do kel. 1 bed flats round here are worth 100k

a 2 bed house is 120k (if your lucky) and up
 

GTti

Member +
Wish you could get a house for 100k around here! NEW 1 bed flats here are 185k, being a planned overflow city for London. A normal 1 bed in a rough estate would still be around £130k, and you certainly wouldn't leave a half decent car there.

Luckily my Dad owns a 50% share in the house I'm living in, I pay the mortgage. My out goings are around £700 PCM (Gym, insurance, utility bills, garage etc) excluding food and petrol. I can spend £600 on my car and still have an equal amount left over to spend on whatever I want!

Prior to my after tax wages is stuff like student loan repayments and 3% into a pension (Since I was 18). Although I expect my loan repayment to finish soon which will free up £120!

I know I spend alot as I've had over 1700 club card points in one of my Tesco statements before! I got a few free bags of shopping :D
 
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