insuring a gt/glanza in n.ireland

F

fra

Fresh Recruit
im 19 and gettin a gt or glanza and was ringin round insurance companies to get a quote.

not one of them would even quote me so i was gna ask is there another way of doin it?? parents on the policy dont help so i was wonderin can u insure them as a 1.3 and wat happens if u get stopped by cops??

thanx 4 any help given
 
Jay

Jay

Admin
That's the loophole that a lot of guys used to (and some still do) take when insuring their Starlet GT. They simply insure it as a 1.3 without mentioning the turbo and act dumb to avoid a higher insurance premium.

The only problem is that this is voids the insurance cover and renders the policy useless. In the event of an accident you would be hung, drawn and quartered by the insurance company and the police. Speaking of which the PSNI are clued up on these cars now - they frequent this board occasionally.

It would be as though you were driving without insurance and you would face the same consequences that crime attracts.

There's one way to insure cars and that's honestly.

Hope that doesn't sound too harsh but I have to get the point across mate. Your ass could be locked up in jail depending on who you hit and how much damage you do to them.
 
F

fra

Fresh Recruit
Jay said:
That's the loophole that a lot of guys used to (and some still do) take when insuring their Starlet GT. They simply insure it as a 1.3 without mentioning the turbo and act dumb to avoid a higher insurance premium.

The only problem is that this is voids the insurance cover and renders the policy useless. In the event of an accident you would be hung, drawn and quartered by the insurance company and the police. Speaking of which the PSNI are clued up on these cars now - they frequent this board occasionally.

It would be as though you were driving without insurance and you would face the same consequences that crime attracts.

There's one way to insure cars and that's honestly.

Hope that doesn't sound too harsh but I have to get the point across mate. Your ass could be locked up in jail depending on who you hit and how much damage you do to them.
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cheers jay thats cleard that up 4 sure. still dont know how the fuck im gna insure 1. unless i insure my mas clio fully comp and she insures gt and we drive each others cars. wud that b ok??

INSURANCE IS A CUNT :):)
 
97'GlanzaVTurbo

97'GlanzaVTurbo

Member +
fra said:
cheers jay thats cleard that up 4 sure. still dont know how the fuck im gna insure 1. unless i insure my mas clio fully comp and she insures gt and we drive each others cars. wud that b ok??

INSURANCE IS A CUNT :):)
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Naw this wouldnt work either to be honest, im trying to find insurance myself for a Glanza in Northern or Southern Ireland but it doesnt seem to exist if your under 21.
The reason this wont work is due to the fact that the Glanza is a different class of car, when you are fully comp your entitled to drive another persons car who is insured on it but not if its noticeable faster than yours and in a different group of insurance.
I think its known as insurance fronting? Can anyone else illaberate on this?
Thanks Christy
 
F

fra

Fresh Recruit
97'GlanzaVTurbo said:
Naw this wouldnt work either to be honest, im trying to find insurance myself for a Glanza in Northern or Southern Ireland but it doesnt seem to exist if your under 21.
The reason this wont work is due to the fact that the Glanza is a different class of car, when you are fully comp your entitled to drive another persons car who is insured on it but not if its noticeable faster than yours and in a different group of insurance.
I think its known as insurance fronting? Can anyone else illaberate on this?
Thanks Christy
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wel im with quinn direct and i phoned and asked wud it b ok and the girl said it wud. i even asked her if i was fully comp on a clio cud i drive ma dads wrx and she said yeh. confused to fuck ere to b honest :flame:
 
97'GlanzaVTurbo

97'GlanzaVTurbo

Member +
fra said:
wel im with quinn direct and i phoned and asked wud it b ok and the girl said it wud. i even asked her if i was fully comp on a clio cud i drive ma dads wrx and she said yeh. confused to fuck ere to b honest :flame:
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Well to be honest if she said that then I would go for it. Actually I might do that myself :) especially if she is saying ok to a WRX you should be grand.haha. But your Glanza wont be covered in a crash it will only be 3rd party.
Christy
 
J

james1485

Member +
97'GlanzaVTurbo said:
Naw this wouldnt work either to be honest, im trying to find insurance myself for a Glanza in Northern or Southern Ireland but it doesnt seem to exist if your under 21.
The reason this wont work is due to the fact that the Glanza is a different class of car, when you are fully comp your entitled to drive another persons car who is insured on it but not if its noticeable faster than yours and in a different group of insurance.
I think its known as insurance fronting? Can anyone else illaberate on this?
Thanks Christy
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im with quinn and i can drive anything up to a 3L. but no 4x4,s
 
F

fra

Fresh Recruit
thanx 4 all the help lads, il insure it that way cos its the only way i can. il b careful 4 a year and next year il b 21 with 2 years ncb and hopefulli things will b different. if my mas insurin glanza does her name have to b on tax book? and can cops say anythin if im in glanza all the time?? sori stupid questions but i wana make sur everythins cool for wen a go to get 1
 
97'GlanzaVTurbo

97'GlanzaVTurbo

Member +
fra said:
thanx 4 all the help lads, il insure it that way cos its the only way i can. il b careful 4 a year and next year il b 21 with 2 years ncb and hopefulli things will b different. if my mas insurin glanza does her name have to b on tax book? and can cops say anythin if im in glanza all the time?? sori stupid questions but i wana make sur everythins cool for wen a go to get 1
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Yes I would personally put your mum's name down on the logbook as her insurance company will ask her this. The cops cant really say anything I dont think as long as you ahve the owners permission as in your mum.
Where in N.I you from also?
Christy
 
J

james1485

Member +
i was insured as a 1.3 starlet last year and then told them this year that it was a turbo and it stead the same price.????
 
scott_glanzav

scott_glanzav

Member +
2 b honest lads not bein cheeky but if u cant insure the cars properly then u shouldnt drive them becos in the case of all these loopholes all sort of young boys r able 2 drive them an thats deadly.iam onli 20 wif 2 years ncb n. ireland and iam insured on a glanza wif adrian flux it costs 2100 but i find it worth it 2 b all above board.
 
A

ali619

Member +
scott_glanzav said:
2 b honest lads not bein cheeky but if u cant insure the cars properly then u shouldnt drive them becos in the case of all these loopholes all sort of young boys r able 2 drive them an thats deadly.iam onli 20 wif 2 years ncb n. ireland and iam insured on a glanza wif adrian flux it costs 2100 but i find it worth it 2 b all above board.
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i agree if you cant insure the car then theres no point in trying to insure it at all, because of you crash it will be you paying for it all. Thats also the main factor in my decision if it cant be insured as a 1.3 turbo i wont be getting a glanza
 
Aidan@EP-styling

Aidan@EP-styling

Trader
police are not too slow when it comes to gt's and glanzas..

they stopped me two weeks ago and one of them went to the front of the car and goes "hmmm front mount intercooler"..!

then he asked me what engine was in this car and i said 1.3..

he goes " just a 1.3?"

then i said 1.3 turbo!

he was thinking maybe i had it only insured as a 1.3 but he didnt even check afterall!
 
Phil

Phil

Super Moderator
just pointing out that quinn doesnt insure in northern ireland to under 21's on imported cars! fra are you 21+?


edit sorry just read the first post
 
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