its all balls dude.. ive not had one but ive been a geek long enough to realise that its nonsence.. the best way to check if it is or not (same as if you get one from paypal like i did a while ago it was legit but i didnt use the link in the email although i dont think paypal put links in there emails so you to sign in via their usual web address not via an email link) so yeh basically dude go onto you hotmail account and if they require you to do anything it should redirect you once you have been logged in.... never click links on emails when they ask for anything remotely security/account or card related things, always goto the website directly.