nah i know that mate
But i also know charades are not very reliable as a whole or compared to alot of other cars.... And newer cars are generally more reliable/less wear and tear due to the age of parts etc causing less hassle...
After getting loads of quotes all day yesterday on all sorts of cars, I know what im going for now anyway as ive got an extremely good quote even with 12 points... An EK9 civic type R... I have to get a sporty car, i cant go years without one, its in my blood...
Note: the starlet is staying put too
Also after talking to alot of people ive heard once you get a ban your points do come off.. Makes sense as if your points stayed on after a ban i'd still have 12? then another 3 i get a ban again and the cycle keeps going round....?? Im sure thats not the case...
You do however have to let the insurance know about your convictions... This is what ive heard by a few others... and to me makes more sense....
Does anyone actually know for a fact, and has experience in this?
cheers